5440 Card Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 5440 Card Rd, Reading, MI 49274 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (May 2020)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-013-400-004-13-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-013-400-004-13-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,052 sqft
1st Floor Area	1,052 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	87,556 sqft (2.01 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5440 CARD RD
City	READING
State	MI
Zip	49274-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 175.5 FT E OF SW COR SE1/4 SEC TH N 280.5 FT TH E 312.5 FT TH S 280.5 FT TH W 312.5 FT TO POB SEC 13 T7S R4W 2.01 A M/L
Legal Range	04W
Legal Township	07S
Legal Section	13
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5008
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-013-400-004-13-7-4

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5440 CARD RD, READING, MI 49274-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Apr 10, 2017	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Book / Page	1762 / 1054
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	1562/0577
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	5440 CARD RD, READING, MI 49274-9697
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01653/0001
Date	Apr 10, 2017
Book Page	1653/0001

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2027

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 21, 2020
Property Address	5440 CARD RD, READING, MI 49274-9697
Document Number	01762/1054
Book / Page	1762 / 1054
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$877.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3015 TOTEM TRL, 3015, READING, MI 49274-9226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S HARRISON ST, MONTPELIER, OH 43543-1523

Mortgage

Document Number	0017621055
Date	May 21, 2020
Instrument	1762/1055

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 10, 2017
Property Address	5440 CARD RD, READING, MI 49274-9697
Document Number	1652/0996
Book / Page	1652 / 0996
Instrument Date	Apr 07, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SE

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5440 CARD RD, 5440, READING, MI 49274-9697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 LONG LAKE RD, READING, MI 49274-9323

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,000 (+24.12%)	$105,702 (+24.08%) Land $15,772 Building $89,930
2025	$1,052.00 (+21.48%)
2023		$42,700	$85,186 Land $11,795 Building $73,391
2021	$866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
DMCI Broadband	Fiber	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

5440 Card Rd, Reading, MI 49274 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Card Rd

Nearby Streets

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