604 Wetzel Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 604 Wetzel Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	4,135 sqft · built 2022
Owner	Individual Name on File
Tax Bill	$7,814 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1209J-01-056.002`

Property Details

APN / Parcel Number

Primary APN	`1209J-01-056.002`

Interior

Building Area	4,135 sqft Adjusted Area
2nd Floor Area	540 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Pool Area	1,512 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	604 WETZEL DR
City	BILOXI
State	MS
Zip	39532-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PENINSULA SUB IN SEC 24-7-10
Legal Subdivision	PENINSULA SUB
Legal Lot Number	2
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	3309

Owner

604 Wetzel Dr is owned and occupied by an individual who acquired it in October 2018.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	604 WETZEL DR, BILOXI, MS 39532-4508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Oct 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018
Deed Sale	Oct 31, 2018
Deed Document Number	2018-0002640-D-J2
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	WETZEL DR, BILOXI, MS 39532
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220001040TJ2
Date	Feb 4, 2022
Instrument	2022-0001040-T-J2

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	WETZEL DR, BILOXI, MS 39532
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220004315TJ2
Date	May 26, 2022
Instrument	2022-0004315-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 26, 2032

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 31, 2018
Property Address	WETZEL DR, BILOXI, MS 39532
Document Number	20180002640DJ2
Instrument Date	Oct 26, 2018
Instrument	2018-0002640-D-J2
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 538, KILN, MS 39556-0538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	837 ANCIENT OAKS CIR, BILOXI, MS 39532-3011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 604 Wetzel Dr was $7,814 with exemptions applied, up 15.5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,814.00 (+15.47%) Homeowner's exemption Disabled Person's exemption	$72,601	$726,008 Land $250,000 Building $476,008
2024	$6,767.00 (-34.66%)
2023	$10,357.00 (+259.49%)	$94,355	$629,036 Land $175,000 Building $454,036
2022	$2,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Wetzel Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Wetzel Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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