588 Wetzel Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 588 Wetzel Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	5,178 sqft · built 2022
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2019)
Tax Bill	$8,908 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone VE (high risk)
APN	`1209J-01-056.010`

Property Details

APN / Parcel Number

Primary APN	`1209J-01-056.010`

Interior

Building Area	5,178 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Deck Area	432 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	588 WETZEL DR
City	BILOXI
State	MS
Zip	39532-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 PENINSULA SUB IN SEC 24-7-10
Legal Subdivision	PENINSULA SUB
Legal Lot Number	10
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	3309

Owner

588 Wetzel Dr is owned and occupied by an individual who bought it in March 2019.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	588 WETZEL DR, BILOXI, MS 39532-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Deed Document Number	2019-0000623-D-J2
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	588 WETZEL DR, BILOXI, MS 39532-4542
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20210003337TJ2
Date	Jul 21, 2021
Instrument	2021-0003337-T-J2

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2022

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	588 WETZEL DR, BILOXI, MS 39532-4542
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220007746TJ2
Date	Sep 30, 2022
Instrument	2022-0007746-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2042

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	588 WETZEL DR, BILOXI, MS 39532-4542
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20200001951TJ2
Date	Jun 16, 2020
Instrument	2020-0001951-T-J2

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 12, 2021

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	588 WETZEL DR, BILOXI, MS 39532-4542
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220007745TJ2
Date	Sep 30, 2022
Instrument	2022-0007745-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	12.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	WETZEL DR, BILOXI, MS 39532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200001951TJ2
Date	Jun 16, 2020
Instrument	2020-0001951-T-J2

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 12, 2021

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 25, 2019
Property Address	588 WETZEL DR, BILOXI, MS 39532-4542
Document Number	20190000623DJ2
Instrument Date	Mar 25, 2019
Instrument	2019-0000623-D-J2
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 538, KILN, MS 39556-0538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 LIVE OAK DR, BILOXI, MS 39532-4322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 588 Wetzel Dr was $8,908 with exemptions applied, down 4.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,908.00 (-4.14%) Homeowner's exemption Disabled Person's exemption	$82,392	$823,924 Land $175,000 Building $648,924
2024	$9,293.00 (+1.66%)
2023	$9,141.00 (+217.29%)	$83,282	$832,823 Land $175,000 Building $657,823
2022	$2,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 588 Wetzel Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Wetzel Dr is moderate, ranking above 57% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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