604 Walnut St, Cloquet, MN 55720 Property Records

Carlton County property record for 604 Walnut St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,002 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2017)
Tax Bill	$4,216 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-300-0680`

Property Details

APN / Parcel Number

Primary APN	`06-300-0680`
Alternative APN	`3853`

Exterior

Lot Area	7,002 sqft (0.16 acres)

Location & Zoning

Account Number	3853
Street Address	604 WALNUT ST
City	CLOQUET
State	MN
Zip	55720-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOTS 10 AND 11 NORTHERN LUMBER CO WEST REARR
Legal Subdivision	NORTHERN LUMBER CO WEST REARR
Legal Block	6
Legal Lot Number	10-11
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1056
Census Tract	70401

Owner

604 Walnut St is owned and occupied by an individual who bought it in July 2017.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	604 WALNUT ST, CLOQUET, MN 55720-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Sep 4, 2007 · Amount on File
Deed Document Number	2017474992
Prior Transfer Date	Jan 3, 2011
Prior Transfer Doc	0000435342
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 11, 2017
Property Address	604 WALNUT ST, CLOQUET, MN 55720-1464
Document Number	A000474992
Instrument Date	Jun 16, 2017
Instrument	A000474992
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITTLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 WAKNUT ST, CLOQUET, MN 55720-1464

Mortgage

Document Number	A000474993
Date	Jul 11, 2017
Instrument	A000474993

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 604 Walnut St was $4,216 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,216.00 Homeowner's exemption
2025		$267,100 (+4.42%) Land $18,000 Building $249,100	$267,100 (+4.42%) Land $18,000 Building $249,100
2024	$3,926.00 Homeowner's exemption	$255,800 (+3.94%) Land $18,000 Building $237,800	$255,800 (+3.94%) Land $18,000 Building $237,800
2023	$3,926.00 Homeowner's exemption	$246,100 (-) Land $18,000 Building $228,100	$246,100 (-) Land $18,000 Building $228,100
2022		$246,100 Land $18,000 Building $228,100	$246,100 Land $18,000 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20