Carlton County property record for 620 Walnut St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.162 acres (7,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Jun 2010) |
| Tax Bill | $4,128 (2026) |
| Deeds & Mortgages | Aug 2005 Mortgage Jun 2010 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-300-0740 |
| Primary APN | 06-300-0740 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,060 sqft (0.162 acres) |
|---|
| Account Number | 3856 |
|---|---|
| Street Address | 620 WALNUT ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN LUMBER CO WEST REARR |
| Legal Subdivision | NORTHERN LUMBER CO WEST REARR |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 70401 |
Source: Carlton County records · APN 06-300-0740
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 22, 2010 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Oct 01, 2009 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Oct 01, 2009 · Amount on Record |
| Deed Document Number | 2010431575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT TITLE |
| Name | Verified Name |
|---|
| Document Number | A000394601 |
|---|---|
| Date | Aug 17, 2005 |
| Instrument | A000394601 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 22, 2010 |
| Property Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Document Number | A000431575 |
| Instrument Date | Jun 16, 2010 |
| Instrument | A000431575 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Document Number | A000431576 |
|---|---|
| Date | Jun 22, 2010 |
| Instrument | A000431576 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jun 16, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 01, 2009 |
| Property Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Document Number | A000427110 |
| Instrument Date | Sep 29, 2009 |
| Instrument | A000427110 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | CARLTON CO ABSTRACT-TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $132.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 620 WALNUT ST, CLOQUET, MN 55720-1464 |
| Investor | Possibly a Property Investor |
| Document Number | A000427112 |
|---|---|
| Date | Oct 01, 2009 |
| Instrument | A000427112 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2039 |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,128.00 (+13.72%) Homeowner's exemption | ||
| 2025 | $249,400 (+3.87%) Land $18,400 Building $231,000 | $249,400 (+3.87%) Land $18,400 Building $231,000 | |
| 2024 | $3,630.00 Homeowner's exemption | $240,100 (+4.53%) Land $18,400 Building $221,700 | $240,100 (+4.53%) Land $18,400 Building $221,700 |
| 2023 | $3,630.00 Homeowner's exemption | $229,700 (-) Land $18,400 Building $211,300 | $229,700 (-) Land $18,400 Building $211,300 |
| 2022 | $229,700 Land $18,400 Building $211,300 | $229,700 Land $18,400 Building $211,300 |
Source: FEMA National Flood Hazard Layer as of March 13, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Cloquet serves 12,864 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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