Clay County property record for 604 W North Ave, Flora, IL 62839 · Last verified July 2026
| Property Type | Other > Exempt (Full or Partial) |
|---|---|
| Lot Size | 20,465 sqft (0.469 acres) |
| Last Sale | $90,000 (2012) |
| Primary APN | 10-26-416-012 |
|---|
| Lot Area | 20,465 sqft (0.469 acres) |
|---|
| Street Address | 604 W NORTH AVE |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1217 |
| Property Usage | Other Property Usage |
| Type | Other > Exempt (Full or Partial) |
| Legal Description | M H PRESLEY'S 2ND ADDN BLOCK 5 PT LOT 1 |
| Legal Subdivision | M H PRESLEYS 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 1 |
| Census Block | 1072 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-416-012
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 N STANFORD RD, FLORA, IL 62839-2619 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CLAY CITY BANKING CO |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANKING CO |
| Jan 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2012 · Amount on Record |
| Deed Sale | May 24, 2012 · Amount on Record |
| Prior Sale | Apr 25, 2007 · Amount on Record |
| Deed Doc Number | 2012176798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 604 W NORTH AVE, FLORA, IL 62839-1217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000206345 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 206345 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 20, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.35% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 604 W NORTH AVE, FLORA, IL 62839-1217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000D193515 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | D193515 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 15, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 07, 2022 |
| Property Address | 604 W NORTH AVE, FLORA, IL 62839-1217 |
| Document Number | 0000203831 |
| Instrument Date | Jan 06, 2022 |
| Instrument | 203831 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 DOUGLAS ST, FLORA, IL 62839-1151 |
| Document Number | 0000203832 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 203832 |
| Name | CLAY COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Feb 04, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,694 (+30.18%) Land $9,122 Building $37,572 | $140,082 (+30.18%) Land $27,366 Building $112,716 | |
| 2022 | $3,415.00 (+7.42%) | $35,869 Land $8,304 Building $27,565 | $107,607 Land $24,912 Building $82,695 |
| 2021 | $3,179.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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