601 W North Ave, Flora, IL 62839 Property Records

Clay County property record for 601 W North Ave, Flora, IL 62839

Property Summary

Property Type	Commercial
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Dec 2022)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Dec 2022 Sale Feb 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-26-400-002`

Property Details

APN / Parcel Number

Primary APN	`10-26-400-002`

Exterior

Lot Area	8,400 sqft (0.192 acres)

Location & Zoning

Street Address	601 W NORTH AVE
City	FLORA
State	IL
Zip	62839-1271
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 26-3-6 IN CORP PT LOT 4 SE
Legal Range	06
Legal Township	03
Legal Section	26
Legal Lot Number	4
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1062
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1532 N STATE RD, FLORA, IL 62839-3233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 3, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Feb 3, 2017 · Amount on File
Deed Document Number	2022206349
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 20, 2022
Property Address	601 W NORTH AVE, FLORA, IL 62839-1271
Document Number	0000206349
Instrument Date	Dec 20, 2022
Instrument	206349
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 N STATE RD, FLORA, IL 62839-3233

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Feb 3, 2017
Property Address	601 W NORTH AVE, FLORA, IL 62839-1271
Document Number	000D190928
Instrument Date	Jan 26, 2017
Instrument	D190928
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2899 DUTCH HALE RD, CLAY CITY, IL 62824-2244

Mortgage

Document Number	000D190929
Date	Feb 3, 2017
Instrument	D190929

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (-5.9%)	$15,208 (-31.54%) Land $3,517 Building $11,691	$45,624 (-31.54%) Land $10,551 Building $35,073
2024	$1,237.00 (-41.51%)
2022	$2,115.00 (+7.41%)	$22,214 Land $3,189 Building $19,025	$66,642 Land $9,567 Building $57,075
2021	$1,969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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