604 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 604 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1929
Lot Size	0.23 acres (10,032 sqft)
Owner	Individual Name on Record
Last Sale	$52,700 (Jun 2020)
Tax Bill	$2,085 (2024)
Deeds & Mortgages	Mar 2026 Transfer Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-214-013`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-214-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,128 sqft
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,032 sqft (0.23 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	264 sqft
Porch	Enclosed Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HILLS 63
Legal Subdivision	WESTWOOD HILLS
Legal Block	214
Legal Lot Number	13
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

Source: Clark County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Jun 2, 2020	Warranty Deed, Transfer PRIME LNDG
Sep 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	20207486
Deed Book / Page	2172 / 4771
Last Transfer Date	Feb 27, 2026
Transfer Doc	0000003348
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK OH
Recording Date	Mar 11, 2026
Property Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245
Document Number	0000003348
Book / Page	2265 / 4763
Map Reference	VOL 9 PG 25B
Instrument Date	Feb 27, 2026
Instrument	202600003348
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245

Mortgage

Document Number	0000009067
Date	Aug 16, 2023
Book Page	2227/1
Instrument	202300009067

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 2, 2020
Property Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245
Document Number	0000007486
Book / Page	002172 / 004773
Instrument Date	May 29, 2020
Instrument	7486
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 W HARDING RD SPRINGFIELD OH 455041245, SPRINGFIELD, OH 45504-1245

Mortgage

Document Number	7487
Date	Jun 2, 2020
Book Page	002172/004773
Instrument	7487

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Sep 16, 2019
Property Address	604 W HARDING RD, SPRINGFIELD, OH 45504-1245
Document Number	0000011692
Book / Page	002161 / 004519
Instrument Date	Sep 13, 2019
Instrument	11692
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	721 MOOREFIELD CT SPRINGFIELD OH 455028223, SPRINGFIELD, OH 45502-8223

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,810 (+11.3%) Land $9,020 Building $36,790	$130,900 (+11.32%) Land $25,780 Building $105,120
2024	$2,085.00 (+0.14%)
2023		$41,160 Land $8,700 Building $32,460
2022	$2,082.00		$117,590 Land $24,860 Building $92,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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