604 W Franklin St, Wheaton, IL 60187 Property Records

DuPage County property record for 604 W Franklin St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,086 sqft · built 1978
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Tax Bill$14,918 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-17-223-008

Property Details

APN / Parcel Number

Primary APN05-17-223-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,086 sqft Living Area
Gross Area3,590 sqft
Basement Area643 sqft
Finished Basement643 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions10.5 ft deep x 10 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address604 W FRANKLIN ST
CityWHEATON
StateIL
Zip60187-4037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARLTON COURTS ALL
Legal SubdivisionCARLTON COURTS
Legal Lot Number7
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1045
Census Tract842500

Owner

Source: DuPage County records · APN 05-17-223-008

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 W FRANKLIN ST, WHEATON, IL 60187-4037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address604 W FRANKLIN ST, WHEATON, IL 60187-4037
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060971
DateJul 03, 2018
InstrumentR2018-060971
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 02, 2048
Interest
Rate TypeAdjustable Rate
Rate4.64%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,918.00 (+8.81%)$254,303 (+24.68%) Land $50,526 Building $203,777$762,909 (+24.68%) Land $151,578 Building $611,331
2022$13,710.00 Homeowner's exemption$203,970 Land $40,530 Building $163,440$611,910 Land $121,590 Building $490,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438425001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on W Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number