424 W Franklin St, Wheaton, IL 60187 Property Records

DuPage County property record for 424 W Franklin St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 7,155 sqft · built 1913
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Dec 2024)
Tax Bill$13,601 (2025)
Deeds & MortgagesMar 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-17-225-002

Property Details

APN / Parcel Number

Primary APN05-17-225-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Stories2 Stories
Building Area7,155 sqft Living Area
Gross Area7,683 sqft
Basement Area1,799 sqft
Finished Basement1,799 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
Lot Dimensions21 ft deep x 12.9 ft wide
View / LotCorner
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address424 W FRANKLIN ST
CityWHEATON
StateIL
Zip60187-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionELLIS RESUBDIVISION OF ALL LOT 5 ALSO LOTS 6/8 /EX E 10 FT OF LOTS 6/8/ IN WM W THOMPSONS ASSMT PLAT OF PT BLK 2 CO CLKS ASSMT DIV IN SE 1/4 NE 1/4 SEC 17 39 10
Legal SubdivisionELLIS RESUBDIVISION
Legal Block2
Legal Lot Number5,6
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1026
Census Tract842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3S531 VIRGINIA AVE, WARRENVILLE, IL 60555-3239
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleMar 25, 1999
Deed Document Number202477046
Prior Transfer DateNov 12, 2002
Prior Transfer Doc0000000829
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address424 W FRANKLIN ST, WHEATON, IL 60187-4008
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3S531 VIRGINIA AVE, WARRENVILLE, IL 60555-3239

Mortgage

Document Number0000016346
DateMar 13, 2026
InstrumentR2026-016346
Lender
NameSTERLING BANK
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate7.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,601.00 (-44.19%)$224,549 (-40.62%) Land $99,414 Building $125,135$673,647 (-40.62%) Land $298,242 Building $375,405
2024$24,371.00 (+14.58%)$378,133 (+14.96%) Land $91,660 Building $286,473$1,134,399 (+14.96%) Land $274,980 Building $859,419
2022$21,270.00 Homeowner's exemption Senior Citizen's exemption$328,940 Land $79,740 Building $249,200$986,820 Land $239,220 Building $747,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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