Midland County property record for 604 Townsend St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,075 sqft · built 1927 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-50-046 |
| Primary APN | 14-16-50-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,470 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 604 TOWNSEND ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-5360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | NE 42.5 FT OF LOTS 5 & 6 BLK 66 CARPENTERS DIV |
| Legal Subdivision | CARPENTERS DIV |
| Legal Block | 66 |
| Legal Lot Number | 5-6 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 290100 |
Source: Midland County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 TOWNSEND ST, MIDLAND, MI 48640-5360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2016 |
| Transfer Doc | 1601/1123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 604 TOWNSEND ST, MIDLAND, MI 48640-5360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 604 TOWNSEND ST, MIDLAND, MI 48640-5360 |
| Document Number | 1639/1445 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 1639/1445 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,500 (+11.3%) | $195,000 (+11.3%) | |
| 2025 | $1,546.00 (+1.05%) Homeowner's exemption | $87,600 | $175,200 |
| 2024 | $1,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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