602 Townsend St, Midland, MI 48640 Property Records

Midland County property record for 602 Townsend St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,430 sqft · built 1913
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$5,351 (2022)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-50-048`

Property Details

APN / Parcel Number

Primary APN	`14-16-50-048`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	4,430 sqft Living Area
Basement Area	2,025 sqft

Exterior

Year Built	Built 1913
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 77 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	141650048
Street Address	602 TOWNSEND ST
City	MIDLAND
State	MI
Zip	48640-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	SW 77.5 FT OF LOTS 5 & 6 BLK 66 CARPENTERS DIV
Legal Subdivision	CARPENTERS DIV
Legal Block	66
Legal Lot Number	5-6
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3035
Census Tract	290100

Owner

602 Townsend St is owned by a company that bought it in March 2022.

Source: Midland County records, as of June 19, 2023

Owner of Record	Company Name on File
Mailing Address	705 BAYLISS ST # 10, 10, MIDLAND, MI 48640-4509
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage FRANKENMUTH CU
Mar 24, 2022	Warranty Deed, Transfer · Commercial Mortgage FINLEY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Oct 30, 2015 · Amount on File
Deed Document Number	0001655723
Deed Book / Page	1655 / 723
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	602 TOWNSEND ST, MIDLAND, MI 48640-5721
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BAYLISS ST, MIDLAND, MI 48640-4509
Investor	Possibly a Property Investor

Mortgage

Document Number	001661/236
Date	Nov 2, 2022
Book Page	1661/236

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 24, 2022
Property Address	602 TOWNSEND ST, MIDLAND, MI 48640-5721
Document Number	001655/723
Book / Page	1655 / 723
Map Reference	LB C PG A
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 ARIZOLA LOOP, FORT HUACHUCA, AZ 85613-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BAYLISS ST # 100, 100, MIDLAND, MI 48640-4509
Investor	Possibly a Property Investor

Mortgage

Document Number	0001655724
Date	Mar 24, 2022
Instrument	1655/724

Lender

Name	FINLEY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	7 Months
Due	Oct 18, 2022

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 602 Townsend St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 602 Townsend St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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