604 Summit St, Alton, IL 62002 Property Records

Madison County property record for 604 Summit St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 990 sqft · built 1945
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Apr 2022)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
APN	`23-2-07-11-17-302-001`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-17-302-001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	990 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	604 SUMMIT ST
City	ALTON
State	IL
Zip	62002-6165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTON MFG COS ADD SUMMIT ST LOTS LOT 51 & NELY PT LT 50 62X125IRR
Legal Subdivision	ALTON MFG COS ADDN
Legal Lot Number	51
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1019
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 SUMMIT ST, ALTON, IL 62002-6165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit CNB BK&TR NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	202214078
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 25, 2022
Property Address	604 SUMMIT ST, ALTON, IL 62002-6165
Document Number	0000014078
Instrument Date	Apr 22, 2022
Instrument	2022R14078
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7500 COLLEGE BLVD STE 1150, 1150, OVERLAND PARK, KS 66210-4022

Mortgage

Document Number	0000014079
Date	Apr 25, 2022
Instrument	2022R14079

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.87%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 18, 2019
Property Address	604 SUMMIT ST, ALTON, IL 62002-6165
Document Number	0000012015
Instrument Date	Apr 11, 2019
Instrument	12015
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	COMMUNITY TITLE AND ESCROW LIMITED, COMMUNITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 OLEATHA AVE ST LOUIS MO 631391224, ST LOUIS, MO 63139-1224

Mortgage

Document Number	12016
Date	Apr 18, 2019
Instrument	12016

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	604 SUMMIT ST, ALTON, IL 62002-6165
Document Number	0000032342
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 SUMMIT ST ALTON IL 620026165, ALTON, IL 62002-6165

Mortgage

Document Number	0000032342
Date	Oct 16, 2018
Instrument	32342

Lender

Name	CNB BK&TR NA
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00 (+9.96%)	$69,190 (+35.37%) Land $6,420 Building $62,770	$207,570 (+35.24%) Land $19,260 Building $188,310
2024	$4,600.00 (+2.59%)
2022	$4,484.00	$51,110 Land $4,750 Building $46,360	$153,483 Land $14,264 Building $139,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications.

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