518 Summit St, Alton, IL 62002 Property Records

Madison County property record for 518 Summit St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 662 sqft · built 1910
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Jul 2021)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2017 Mortgage
APN	`23-2-07-11-17-303-002`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-17-303-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	662 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	60 ft deep x 35 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	518 SUMMIT ST
City	ALTON
State	IL
Zip	62002-6163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTON MFG COS ADD PROSPECT ST LOTS LOT PT 26 35X60
Legal Subdivision	ALTON MFG COS ADDN
Legal Lot Number	26
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1018
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

518 Summit St is owned and occupied by two individuals who bought it in July 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 SUMMIT ST, ALTON, IL 62002-6163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANKCENTRE
Aug 17, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	202131702
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 28, 2021
Property Address	518 SUMMIT ST, ALTON, IL 62002-6163
Document Number	0000031702
Map Reference	DR J PG 198
Instrument Date	Jul 20, 2021
Instrument	2021R31702
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2191 LEMAY FERRY RD, SAINT LOUIS, MO 63125-2482

Mortgage

Document Number	0000031703
Date	Jul 28, 2021
Instrument	2021R31703

Lender

Name	MIDWEST BANKCENTRE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.88%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 17, 2017
Property Address	518 SUMMIT ST, ALTON, IL 62002-6163
Document Number	0000027762
Instrument Date	Aug 15, 2017
Instrument	27762
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 SUMMIT ST ALTON IL 620026163, ALTON, IL 62002-6163

Mortgage

Document Number	27763
Date	Aug 17, 2017
Instrument	27763

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 518 Summit St was $3,266, up 8.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+8.87%)	$40,810 Land $2,600 Building $38,210	$122,430 Land $7,800 Building $114,630
2024	$3,000.00
2022	$2,643.00	$30,130 Land $1,920 Building $28,210	$90,481 Land $5,766 Building $84,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 518 Summit St; there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures