Richland County property record for 604 Silver Spoon Ln, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,416 sqft Heated Area |
| Lot Size | 9,708 sqft (0.222 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $292,000 (2025) |
| Tax Bill | $399.00 (2025) |
Source: Richland County records · APN 25905-08-05
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 SILVER SPOON LN, ELGIN, SC 29045-7124 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage IMPERIUM LENDING LLC |
| Jun 13, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2025 · Amount on Record |
| Deed Sale | May 05, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2022 · Amount on Record |
| Deed Doc Number | 202520221 |
| Deed Book / Page | 3016 / 3390 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 604 SILVER SPOON LN, ELGIN, SC 29045-7124 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 604 SILVER SPOON LN, ELGIN, SC 29045-7124 |
| Document Number | 0031093436 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 3109/3436 |
| Instrument | 2026013191 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 13, 2022 |
| Property Address | 604 SILVER SPOON LN, ELGIN, SC 29045-7124 |
| Document Number | 0027531125 |
| Book / Page | 2753 / 1125 |
| Map Reference | MB 1296 PG 1343 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022033704 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 604 SILVER SPOON LN, ELGIN, SC 29045-7124 |
| Investor | Possibly a Property Investor |
| Document Number | 2022033705 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022033705 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (-85.31%) | $7,452 (-) | $291,700 (-) Land $41,100 Building $250,600 |
| 2024 | $291,700 (+56.58%) Land $41,100 Building $250,600 | ||
| 2023 | $2,716.00 (+44.24%) | $7,452 (+0.03%) | $186,300 (-) |
| 2021 | $1,883.00 | $7,450 | $186,300 Land $36,000 Building $150,300 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 1% of South Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25905-08-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,416 sqft Heated Area |
| Gross Area | 3,092 sqft Gross Area |
| 1st Floor | 972 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,708 sqft (0.222 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Porch Area | 276 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02014965 |
|---|---|
| Street Address | 604 SILVER SPOON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 97 35.8X159.4X143.2X100.1 #SU JACOBS CREEK PH 6 #PR RB1296-1343 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 35,97 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 11425 |
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