600 Silver Spoon Ln, Elgin, SC 29045 Property Records

Richland County property record for 600 Silver Spoon Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 2012
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2024)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25905-08-04`

Property Details

APN / Parcel Number

Primary APN	`25905-08-04`
Alternative APNs	`R25905-08-04` `02014956`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,268 sqft Heated Area
Gross Area	2,820 sqft
1st Floor Area	948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02014956
Street Address	600 SILVER SPOON LN
City	ELGIN
State	SC
Zip	29045-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 96 66.5X100.1X60X124.7 #SU JACOBS CREEK PH 6 #PR RB1296-1343
Legal Subdivision	JACOBS CREEK
Legal Phase	6
Legal Lot Number	66,96
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1023
Census Tract	11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 1, 2024	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
May 6, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	May 6, 2024 · Amount on Record
Deed Document Number	202434591
Deed Book / Page	2945 / 1214
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124

Mortgage

Document Number	0027553294
Date	Jun 21, 2022
Book Page	2755/3294
Instrument	2022035526

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	243 Months
Due	Sep 1, 2042

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 1, 2024
Property Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124
Document Number	0029451214
Book / Page	2945 / 1214
Map Reference	MB 1296 PG 1343
Instrument Date	Jul 31, 2024
Instrument	2024034591
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124

Mortgage

Document Number	2024034592
Date	Aug 1, 2024
Instrument	2024034592

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	May 6, 2024
Property Address	600 SILVER SPOON LN, ELGIN, SC 29045-7124
Document Number	0029210700
Book / Page	2921 / 700
Map Reference	MB 1296 PG 1343
Instrument Date	May 2, 2024
Instrument	2024019426
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$663.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (-57.96%)	$6,856 (-)	$260,000 (+51.69%) Land $41,100 Building $218,900
2023	$6,037.00 (+0.28%)	$6,856 (-33.31%)	$171,400 (-)
2021	$6,020.00	$10,280	$171,400 Land $36,000 Building $135,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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