604 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 604 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,521 sqft · built 1922
Owner	Individual Name on File
Last Sale	$122,500 (Jul 2017)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22808-0741-6171-0412`

Property Details

APN / Parcel Number

Primary APN	`22808-0741-6171-0412`
Alternative APN	`211 1141`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,521 sqft Living Area
Basement Area	841 sqft

Exterior

Year Built	Built 1922
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Sewer	Connected

Location & Zoning

Account Number	211 1141
Street Address	604 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPPEWA HEIGHTS 1ST ADD SUBDIVISION OF BLK 4 LOT 12
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	CHIPPEWA SUBDIVISION
Legal Block	4
Legal Lot Number	12
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1066
Census Tract	10200

Owner

604 S Main St is owned and occupied by an individual who bought it in July 2017.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	604 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Deed Document Number	869327
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	604 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	914187
Date	Mar 1, 2021
Instrument	914187

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 17, 2017
Property Address	604 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
Document Number	0000869327
Instrument Date	Jul 12, 2017
Instrument	869327
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	869328
Date	Jul 17, 2017
Instrument	869328

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 604 S Main St was $2,999 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 Homeowner's exemption	$136,300 Land $14,200 Building $122,100	$235,600
2023	$2,380.00 Homeowner's exemption	$136,300 Land $14,200 Building $122,100	$176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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