601 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 601 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,344 sqft · built 1915
Owner	Individual Name on File
Last Sale	$143,000 (Jul 2020)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22808-0741-6162-0219`

Property Details

APN / Parcel Number

Primary APN	`22808-0741-6162-0219`
Alternative APN	`211 1110`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1110
Street Address	601 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPPEWA HEIGHTS ADDITION LOTS 19 & 20 BLK 2
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	CHIPPEWA ADDITION
Legal Block	2
Legal Lot Number	19-20
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1067
Census Tract	10200

Owner

601 S Main St is owned and occupied by an individual who bought it in July 2020.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	601 S MAIN ST, CHIPPEWA FALLS, WI 54729-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage ROYAL CREDIT UNION
Jul 16, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	904006
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	601 S MAIN ST, CHIPPEWA FALLS, WI 54729-3217
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000946800
Date	Dec 11, 2023
Instrument	946800

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 16, 2020
Property Address	601 S MAIN ST, CHIPPEWA FALLS, WI 54729-3217
Document Number	0000904006
Instrument Date	Jul 15, 2020
Instrument	904006
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAIN ST, CHIPPEWA FALLS, WI 54729-3217

Mortgage

Document Number	0000904007
Date	Jul 16, 2020
Instrument	904007

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 601 S Main St was $2,806 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,806.00 Homeowner's exemption	$136,000 Land $23,600 Building $112,400	$221,400
2023	$2,374.00 Homeowner's exemption	$136,000 Land $23,600 Building $112,400	$176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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