Champaign County property record for 604 S Lincoln St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | Company Name on Record |
| Last Sale | $34,666 (May 2022) |
| Tax Bill | $3,229 (2024) |
| Deeds & Mortgages | May 2022 Transfer Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-301-013 |
| Primary APN | 19-27-23-301-013 |
|---|
| Lot Area | 204,732 sqft (4.7 acres) |
|---|
| Street Address | 604 S LINCOLN ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 604 S LINCOLN ST, PHILO, IL 61864-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 18, 2022 | Intrafamily Transfer, Transfer |
| Mar 1, 2022 | Deed of Trust, Mortgage · Line of Credit BUSEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Jul 7, 2010 · Amount on Record |
| Deed Document Number | 20228918 |
| Prior Transfer Date | May 17, 2022 |
| Prior Transfer Doc | 0000008918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 18, 2022 |
| Property Address | 604 S LINCOLN ST, PHILO, IL 61864-9749 |
| Document Number | 0000008918 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022R08918 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 S LINCOLN ST, PHILO, IL 61864-9749 |
| Mail Care Of | MARCIA K FISHER |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 604 S LINCOLN ST, PHILO, IL 61864-9749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003757 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022R03757 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 17, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,710 (+25.06%) Land $10,180 Building $88,530 | $296,130 Land $30,540 Building $265,590 | |
| 2024 | $3,229.00 (-25.17%) | ||
| 2022 | $4,315.00 Homeowner's exemption Senior Citizen's exemption | $78,930 Land $8,120 Building $70,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless, Watch TV.
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