Champaign County property record for 510 S Lincoln St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.74 acres (32,237 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,566 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-301-022 |
| Primary APN | 19-27-23-301-022 |
|---|
| Lot Area | 32,237 sqft (0.74 acres) |
|---|
| Street Address | 510 S LINCOLN ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 RICE 1ST SUB |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | RICE 1ST SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
510 S Lincoln St is owned and occupied by two individuals.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 S LINCOLN ST, PHILO, IL 61864-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 9, 2021 |
| Property Address | 510 S LINCOLN ST, PHILO, IL 61864-9622 |
| Document Number | 0000008259 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021R08259 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 510 S LINCOLN ST, PHILO, IL 61864-9622 |
| Document Number | 0000008260 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021R08260 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Jun 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,980 Land $23,590 Building $84,390 | $323,940 Land $70,770 Building $253,170 | |
| 2024 | $5,566.00 | ||
| 2022 | $5,104.00 Homeowner's exemption | $86,350 Land $18,860 Building $67,490 | $259,050 Land $56,580 Building $202,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 S Lincoln St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 510 S Lincoln St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless, Watch TV.
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