604 S Egbert St, Monona, IA 52159 Property Records

Clayton County property record for 604 S Egbert St, Monona, IA 52159

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,648 sqft · built 1899
Lot Size	0.397 acres (17,284 sqft)
Owner	Company Name on Record
Last Sale	$118,300 (May 2024)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3613155004`

Property Details

APN / Parcel Number

Primary APN	`3613155004`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,648 sqft Total Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	17,284 sqft (0.397 acres)
Lot Dimensions	149 ft deep x 116 ft wide
Porch	Slab
Porch Area	132 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	604 S EGBERT ST
City	MONONA
State	IA
Zip	52159-8250
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 4 & 33 FT 9 IN X 148.5 FT N OF LOT 4 SW NW 13 95 5
Legal Range	5W
Legal Township	95N
Legal Section	13
Legal Subdivision	BOLEYS ADD
Legal Lot Number	4
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	3
Census Block	3027
Census Tract	70200

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	202 N PAGE ST, MONONA, IA 52159-8234
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FREEDOM BANK
	Deed of Trust, Mortgage
May 2, 2024	Warranty Deed, Transfer · Line of Credit CENTRAL STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	20241024
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	604 S EGBERT ST, MONONA, IA 52159-8250
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R01782
Date	Jun 2, 2017
Instrument	2017R01782

Lender

Name	FREEDOM BANK
Type	Bank
Address	ELKADER, IA 52043

Agreement

Type	Stand-Alone First Mortgage

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	604 S EGBERT ST, MONONA, IA 52159-8250
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	May 2, 2024
Property Address	604 S EGBERT ST, MONONA, IA 52159-8250
Document Number	2024R01024
Instrument Date	Apr 29, 2024
Instrument	2024R01024
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N PAGE ST, MONONA, IA 52159-8234

Mortgage

Document Number	2024R00991
Date	May 2, 2024
Instrument	2024R00991

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	2024R00991
Date	Apr 30, 2024
Instrument	2024R00991

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	ELKADER, IA 52043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00 (+46.94%)	$118,352 (+59.85%) Land $21,197 Building $97,155	$118,352 (+59.85%) Land $21,197 Building $97,155
2024	$1,342.00 (+8.4%)
2023		$74,040 Land $18,432 Building $55,608	$74,040 Land $18,432 Building $55,608
2022	$1,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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