603 S Egbert St, Monona, IA 52159 Property Records

Clayton County property record for 603 S Egbert St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1999
Lot Size	0.291 acres (12,672 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Feb 2019)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3613156024`

Property Details

APN / Parcel Number

Primary APN	`3613156024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	132 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	603 S EGBERT ST
City	MONONA
State	IA
Zip	52159-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW 13 95 5
Legal Subdivision	BOLEYS ADD
Legal Lot Number	26
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	3
Census Block	3028
Census Tract	70200

Owner

603 S Egbert St is owned and occupied by two individuals who bought it in February 2019.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	603 S EGBERT ST, MONONA, IA 52159-8250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Feb 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	2019555
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Recording Date	Jul 27, 2026
Property Address	603 S EGBERT ST, MONONA, IA 52159-8250
Document Number	0000002148
Instrument Date	Jul 21, 2026
Instrument	20262148
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 S EGBERT ST, MONONA, IA 52159-8250

Mortgage

Document Number	0000002148,
Date	Jul 27, 2026
Instrument	20262148

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.49%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	603 S EGBERT ST, MONONA, IA 52159-8250
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01265
Date	Apr 15, 2020
Instrument	2020R01265

Lender

Name	FREEDOM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	May 1, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	603 S EGBERT ST, MONONA, IA 52159-8250
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02944
Date	Oct 10, 2019
Instrument	2019R02944

Lender

Name	FREEDOM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	603 S EGBERT ST, MONONA, IA 52159-8250
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02201
Date	Jun 22, 2020
Instrument	2020R02201

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Feb 28, 2019
Property Address	603 S EGBERT ST, MONONA, IA 52159-8250
Document Number	2019R00555
Instrument Date	Feb 21, 2019
Instrument	2019R00555
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 S EGBERT ST, MONONA, IA 52159-8250

Mortgage

Document Number	2019R00557
Date	Feb 28, 2019
Instrument	2019R00557

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	2019R00555
Date	Feb 28, 2019
Instrument	2019R00555

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 603 S Egbert St was $3,992 with a homeowner's exemption, up 9.4% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,992.00 (+9.43%) Homeowner's exemption	$250,413 Land $18,762 Building $231,651	$250,413 Land $18,762 Building $231,651
2024	$3,648.00
2023		$211,563 Land $16,315 Building $195,248	$211,563 Land $16,315 Building $195,248
2022	$3,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 S Egbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 S Egbert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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