604 S Broad St, Saint Jo, TX 76265 Property Records

Montague County property record for 604 S Broad St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,665 sqft · built 1946
Lot Size	0.426 acres (18,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,100 (Feb 2021)
Tax Bill	$4,545 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000010327`

Property Details

APN / Parcel Number

Primary APN	`R000010327`
Alternative APN	`20409.0000.082W.3050`

Interior

Stories	1 Story
Building Area	1,665 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	18,597 sqft (0.426 acres)
Garage Type	Detached
Garage Area	600 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	426 sqft

Location & Zoning

Account Number	20409.0000.082W.3050
Street Address	604 S BROAD ST
City	SAINT JO
State	TX
Zip	76265-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 ALEXANDER KITCHEN SURVEY 80X216
Legal Subdivision	KITCHEN SURVEY A 409
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2087
Census Tract	950100

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 S BROAD ST, SAINT JO, TX 76265-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NATIONAL BANK & TRUST
Feb 24, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 30, 2018	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2021862
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0000000862
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	604 S BROAD ST, SAINT JO, TX 76265-2165
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002302993
Date	Jul 17, 2023
Instrument	2302993

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Jan 1, 2043

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Feb 24, 2021
Property Address	604 S BROAD ST, SAINT JO, TX 76265-2165
Document Number	0002100862
Instrument Date	Feb 23, 2021
Instrument	2100862
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 S BROAD ST, SAINT JO, TX 76265-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S BROAD ST, SAINT JO, TX 76265-2165

Mortgage

Document Number	0002100863
Date	Feb 24, 2021
Instrument	2100863

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0002100864
Date	Feb 24, 2021
Instrument	2100864

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Oct 30, 2018
Property Address	604 S BROAD ST, SAINT JO, TX 76265-2165
Document Number	0001804766
Map Reference	VOL 345 PG 329
Instrument Date	Oct 29, 2018
Instrument	1804766
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20, SAINT JO, TX 76265-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S BROAD ST, SAINT JO, TX 76265-2165

Mortgage

Document Number	0001804767
Date	Oct 30, 2018
Instrument	1804767

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,545.00 (+449.58%) Homeowner's exemption	$221,070 (-) Land $8,800 Building $212,270	$221,070 (-) Land $8,800 Building $212,270
2025	$827.00 (+18.99%) Homeowner's exemption	$221,070 (+28.01%) Land $8,800 Building $212,270	$221,070 (+28.01%) Land $8,800 Building $212,270
2023		$172,700 Land $3,300 Building $169,400	$172,700 Land $3,300 Building $169,400
2022	$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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