505 S Broad St, Saint Jo, TX 76265 Property Records

Montague County property record for 505 S Broad St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	3,048 sqft · built 1966
Lot Size	0.397 acres (17,309 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Feb 2018)
Tax Bill	$7,287 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000010309`

Property Details

APN / Parcel Number

Primary APN	`R000010309`
Alternative APN	`20409.0000.082E.0350`

Interior

Stories	1 Story
Building Area	3,048 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	17,309 sqft (0.397 acres)
Garage Area	720 sqft
Porch	Porch
Porch Area	272 sqft

Location & Zoning

Account Number	20409.0000.082E.0350
Street Address	505 S BROAD ST
City	SAINT JO
State	TX
Zip	76265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 ALEXANDER KITCHEN SURVEY 150X113
Legal Subdivision	ALEXANDER KITCHEN SURVEY ABSTRACT NO 409
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2088
Census Tract	950100

Owner

505 S Broad St is owned and occupied by two individuals who bought it in February 2018.

Source: Montague County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 S BROAD ST, SAINT JO, TX 76265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 2, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK
Aug 21, 2015	Vendor's Lien, Transfer · ARM FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	2018469
Prior Transfer Date	Feb 1, 2018
Prior Transfer Doc	0000000469
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	505 S BROAD ST, SAINT JO, TX 76265
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001804455
Date	Oct 11, 2018
Instrument	1804455

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	505 S BROAD ST, SAINT JO, TX 76265
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002001449
Date	Apr 14, 2020
Instrument	2001449

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Feb 2, 2018
Property Address	505 S BROAD ST, SAINT JO, TX 76265
Document Number	0001800469
Instrument Date	Feb 1, 2018
Instrument	1800469
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S BROAD ST, SAINT JO, TX 76265

Mortgage

Document Number	0001800470
Date	Feb 2, 2018
Instrument	1800470

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

August 2015: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Aug 21, 2015
Property Address	505 S BROAD ST, SAINT JO, TX 76265
Document Number	000812/454
Book / Page	812 / 454
Instrument Date	Jun 3, 2015
Instrument	1504674
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1442 FM 371, GAINESVILLE, TX 76240-7021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321, SAINT JO, TX 76265-0321

Mortgage

Document Number	0001504675
Date	Aug 21, 2015
Instrument	1504675

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 505 S Broad St was $7,287 with a homeowner's exemption, up 540.3% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,287.00 (+540.33%) Homeowner's exemption	$354,447 (+0.83%)	$385,350 (+9.62%) Land $13,200 Building $372,150
2025	$1,138.00 Homeowner's exemption	$351,520 Land $13,200 Building $338,320	$351,520 Land $13,200 Building $338,320
2023		$254,800 Land $4,950 Building $249,850	$254,800 Land $4,950 Building $249,850
2022	$868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 S Broad St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 S Broad St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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