552 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 552 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 2006
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on Record
Last Sale	$521,300 (Nov 2012)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:42 B:3 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:42 B:3 L`
Alternative APN	`2634`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,352 sqft Living Area
Gross Area	7,861 sqft
1st Floor Area	2,215 sqft
Basement Area	2,215 sqft
Unfinished Basement	2,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	76,666 sqft (1.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2634
Street Address	552 RIVER RD
City	ELIOT
State	ME
Zip	03903-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Block	3
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2015
Census Tract	37000

Owner

Source: York County and Eliot Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 RIVER RD, ELIOT, ME 03903-1066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage BLUE WATER MORTGAGE CORPORATION
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2012 · Amount on Record
Deed Sale	Nov 6, 2012 · Amount on Record
Prior Sale	May 15, 2006
Deed Document Number	201252571
Deed Book / Page	16454 / 799
Transfer Doc	16454-0799
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Recording Date	Apr 24, 2026
Property Address	552 RIVER RD, ELIOT, ME 03903-1066
Document Number	0198890434
Book / Page	19889 / 434
Instrument Date	Apr 20, 2026
Instrument	202613543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 RIVER RD, ELIOT, ME 03903-1066

Mortgage

Document Number	0000013543,
Date	Apr 24, 2026
Book Page	19889/434
Instrument	202613543

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	552 RIVER RD, ELIOT, ME 03903-1066
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197400593
Date	Sep 15, 2025
Book Page	19740/593
Instrument	2025032700

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	552 RIVER RD, ELIOT, ME 03903-1066
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184250389
Date	Oct 26, 2020
Book Page	18425/389
Instrument	2020054273

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,738.00 (-3.52%)	$865,600 (+1.63%) Land $159,800 Building $705,800
2024	$10,093.00 (+4.62%)	$851,700 (+8.15%) Land $145,900 Building $705,800
2023	$9,647.00 (+5.14%)	$787,500 (+3.85%) Land $139,500 Building $648,000	$1,138,480
2022	$9,175.00	$758,300 Land $139,500 Building $618,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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