604 Rider Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 604 Rider Rd, Watsonville, CA 95076

Property Summary

Property TypeOrchard (Fruit, Nut)
Details2 bd · 1 ba · 2,304 sqft · built 1974
Lot Size72 acres (3,136,407 sqft)
OwnerTrust Name on Record
Tax Bill$17,563 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN106-131-07

Property Details

APN / Parcel Number

Primary APN106-131-07
Alternative APN
  • 106-131-07-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,304 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area3,136,407 sqft
TerrainSteep
Garage TypeAttached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address600 RIDER RD
CityWATSONVILLE
StateCA
Zip95076-0132
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Orchard (Fruit, Nut)
Local Zoning CodeA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1024
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address600 RIDER RD, WATSONVILLE, CA 95076-0132
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · Commercial Mortgage
JOHN PAUL ZUECK AND AMY RENAE ZUECK REVO
Mar 5, 2018Deed of Trust, Mortgage
ZUECK LIVING TRUST (LT)

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 26, 2006
Transfer Doc0000033700
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address604 RIDER RD, WATSONVILLE, CA 95076-0132
Transaction TypeMortgage
Record UpdatedMay 2, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 RIDER RD, WATSONVILLE, CA 95076-0132

Mortgage

Document Number0000005978
DateApr 2, 2024
Instrument2024-0005978
Lender
NameJOHN PAUL ZUECK AND AMY RENAE ZUECK REVO
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address600 RIDER RD, WATSONVILLE, CA 95076-0132
Document Number0000006998
Instrument DateMar 5, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address600 RIDER RD WATSONVILLE CA 950760132, WATSONVILLE, CA 95076-0132

Mortgage

Document Number0000006998
DateMar 8, 2018
Instrument6998
Lender
NameZUECK LIVING TRUST (LT)
Address125 JEWELL ST, SANTA CRUZ, CA 95060-1717
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,358,798 (+2%) Land $429,628 Building $929,170
2025$17,563.00 (+8.64%) Homeowner's exemption$1,332,155 (+4.04%) Land $421,204 Building $910,951
2023$16,166.00 (+2.06%) Homeowner's exemption$1,280,425 Land $404,848 Building $875,577
2022$15,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rider Rd

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