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604 Reading St, Folsom, CA 95630 Property Records

Sacramento County property record for 604 Reading St, Folsom, CA 95630 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1950
Square Footage1,105 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$358,000 (2004)
Tax Bill$5,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN070-0145-008-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,105 sqft Living Area
1st Floor532 sqft 1st Floor
Bonus RoomBonus Room
Stories1 Stories
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address604 READING ST
CityFOLSOM
StateCA
Zip95630-3026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 43 FT OF N 93 FT LOTS 1 & 2 BLK 75 FOLSOM
Legal SubdivisionFOLSOM
Legal Block75
Legal Lot Number1,2
JurisdictionSACRAMENTO CA
Minor Civil DivisionFOLSOM
Census Blockgroup2
Census Block2054
Census Tract8404

Owner

Source: Sacramento County records · APN 070-0145-008-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 READING ST, FOLSOM, CA 95630-3026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FREEDOM MTG
Dec 23, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAND HM FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2004 · Amount on Record
Deed SaleMay 12, 2004 · Amount on Record
Prior SaleMay 31, 1996 · Amount on Record
Deed Book / Page20040512 / 3099
Last Transfer DateJun 14, 2007
Transfer Doc0000001469
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address604 READING ST, FOLSOM, CA 95630-3026
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 READING ST, FOLSOM, CA 95630-3026

Mortgage

Document Number0000001263
DateJul 06, 2021
Instrument202107061263
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address604 READING ST, FOLSOM, CA 95630-3026
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 READING ST, FOLSOM, CA 95630-3026

Mortgage

Document Number7060000001263
DateJul 06, 2021
Book Page20210706/1263
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address604 READING ST, FOLSOM, CA 95630-3026
Document Number1909040202
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address604 READING ST FOLSOM CA 956303026, FOLSOM, CA 95630-3026

Mortgage

Document Number1909040202
DateSep 04, 2019
Instrument1909040202
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address604 READING ST, FOLSOM, CA 95630-3026
Document Number1712290342
Instrument DateDec 23, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address604 READING ST FOLSOM CA 956303026, FOLSOM, CA 95630-3026

Mortgage

Document Number1712290342
DateDec 29, 2017
Instrument1712290342
Lender
NameLAND HM FIN'L
TypeFunding / Finance Company
AddressCONCORD, CA 94520
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$519,159 (+2%) Land $155,162 Building $363,997
2025$5,475.00 (+2.15%) Homeowner's exemption$508,980 (+4.04%) Land $152,120 Building $356,860
2024$5,360.00 (+1.82%)
2023$5,264.00 (+1.5%) Homeowner's exemption$489,217 Land $146,214 Building $343,003
2022$5,186.00

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