408 Reading St, Folsom, CA 95630 Property Records

Sacramento County property record for 408 Reading St, Folsom, CA 95630

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 2 ba · 2,094 sqft · built 1900
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Dec 2025)
Tax Bill$2,564 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN070-0095-018-0000

Property Details

APN / Parcel Number

Primary APN070-0095-018-0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,094 sqft Living Area
1st Floor Area2,094 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address408 READING ST
CityFOLSOM
StateCA
Zip95630-2419
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-2
Legal DescriptionNWLY50FT LOTS 14 15 16 BLK 47 CITY OF FOLSOM
Legal SubdivisionFOLSOM
Legal Block47
Legal Lot Number14
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2013
Census Tract8404

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8050 MORNINGSIDE DR, GRANITE BAY, CA 95746-8127
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleNov 2, 1994 · Amount on Record
Deed Book / Page20251229 / 873
Prior Transfer DateOct 17, 2000
Prior Transfer Doc2000001010
Record UpdatedOct 29, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 29, 2025
Property Address408 READING ST, FOLSOM, CA 95630-2419
Document Number0000000873
Map ReferenceMB 1 MAP 7
Instrument DateDec 18, 2025
Instrument202512290873
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8050 MORNINGSIDE DR, GRANITE BAY, CA 95746-8127

Mortgage

Document Number0000000874
DateDec 29, 2025
Instrument202512290874
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$750,000 (+218.99%) Land $482,250 Building $267,750
2025$2,564.00 (+2.11%)$235,120 (+4.04%) Land $151,153 Building $83,967
2024$2,511.00 (+1.78%)
2023$2,467.00 (+1.48%)$225,992 Land $145,285 Building $80,707
2022$2,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Succeed.Net.

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