604 Reading Ave, Cape May, NJ 08204 Property Records

Cape May County and Cape May City property record for 604 Reading Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1958
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$723,900 (Dec 2017)
Tax Bill	$5,746 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01121-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`02-01121-0000-00015`
Alternative APNs	`020112100015` `4331`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	100 ft deep x 63 ft wide

Location & Zoning

Account Number	4331
Street Address	604 READING AVE
City	CAPE MAY
State	NJ
Zip	08204-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	1121
Legal Lot Number	15
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY
Census Block Group	4
Census Block	4015
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cape May County and Cape May City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7301 BOYER ST, PHILADELPHIA, PA 19119-1707
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	201738208
Deed Book / Page	3766 / 384
Record Updated	Sep 20, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 8, 2017
Property Address	604 READING AVE, CAPE MAY, NJ 08204-2623
Document Number	0037660384
Book / Page	003766 / 000384
Instrument Date	Dec 1, 2017
Instrument	38208
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE COMPANY OF JERSEY, THE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7301 BOYER ST PHILADELPHIA PA 191191707, PHILADELPHIA, PA 19119-1707

Mortgage

Document Number	59250856
Date	Dec 8, 2017
Book Page	005925/000856
Instrument	38210

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2032

Tax Assessment & Valuation

Source: Cape May County and Cape May City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May City
Elementary School District	Cape May City School District (KG - 06)
Secondary School District	Lower Cape May Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,500 (-) Land $411,900 Building $346,600	$758,500 (-) Land $411,900 Building $346,600
2025		$758,500 (+39.51%) Land $411,900 Building $346,600	$758,500 (+39.51%) Land $411,900 Building $346,600
2024	$5,746.00 (+2.42%)
2023		$543,700 Land $411,900 Building $131,800	$543,700 Land $411,900 Building $131,800
2022	$5,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	316 units insured incl. 6 condo units
Nearby Flood Claims	5 (1985–2016)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20