Cape May County and Cape May City property record for 402 Reading Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1955 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (Jul 2019) |
| Tax Bill | $6,741 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-01119-0000-00013 |
| Primary APN | 02-01119-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Account Number | 2289 |
|---|---|
| Street Address | 402 READING AVE |
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 1119 |
| Legal Lot Number | 13 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | CAPE MAY |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 22000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cape May County and Cape May City records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 43248 WAYSIDE CIR, ASHBURN, VA 20147-4648 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed, Transfer · Stand-Alone First Mortgage REPUBLIC FIRST BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jul 29, 2019 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Nov 5, 2004 · Amount on Record |
| Deed Document Number | 2019101514 |
| Deed Book / Page | 3867 / 776 |
| Last Transfer Date | Jan 28, 2023 |
| Transfer Doc | 0000017820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 27, 2021 |
| Property Address | 402 READING AVE, CAPE MAY, NJ 08204-2655 |
| Document Number | 0000047736 |
| Book / Page | 4017 / 799 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021047736 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43248 WAYSIDE CIR, ASHBURN, VA 20147-4648 |
| Document Number | 0000047737 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021047737 |
| Name | REPUBLIC FIRST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 402 READING AVE, CAPE MAY, NJ 08204-2655 |
| Document Number | 0061950112 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE COMPANY OF JERSEY, THE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 READING AVE CAPE MAY NJ 082042655, CAPE MAY, NJ 08204-2655 |
| Document Number | 0061950112 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 006195/000112 |
| Instrument | 16509 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 29, 2019 |
| Property Address | 402 READING AVE, CAPE MAY, NJ 08204-2655 |
| Document Number | 0038670776 |
| Book / Page | 003867 / 000776 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 101514 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 GRAYSON CIR PHOENIXVILLE PA 194605749, PHOENIXVILLE, PA 19460-5749 |
| Document Number | 60870381 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 006087/000381 |
| Instrument | 101516 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: Cape May County and Cape May City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Cape May City |
| Elementary School District | Cape May City School District (KG - 06) |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,800 (-) Land $436,900 Building $200,900 | $637,800 (-) Land $436,900 Building $200,900 | |
| 2025 | $637,800 (-) Land $436,900 Building $200,900 | $637,800 (-) Land $436,900 Building $200,900 | |
| 2024 | $6,741.00 (+5.26%) | ||
| 2023 | $637,800 Land $436,900 Building $200,900 | $637,800 Land $436,900 Building $200,900 | |
| 2022 | $6,404.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 310 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 316 units insured incl. 6 condo units |
| Nearby Flood Claims | 5 (1985–2016) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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