Queen Anne's County property record for 604 Old Point Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,056 sqft · built 1978 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $197,900 (Sep 1998) |
| Tax Bill | $5,169 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-073150 |
| Primary APN | 04-073150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,386 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 073150 |
|---|---|
| Street Address | 604 OLD POINT RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 8 1.3 ACRES COX CREEK ACRES |
| Legal Subdivision | ACRES COX CREEK |
| Legal Lot Number | 8 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 811000 |
604 Old Point Rd is owner-occupied and held in a trust since June 2026.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 604 OLD POINT RD, CHESTER, MD 21619-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 1998 · Amount on File |
| Deed Sale | Sep 8, 1998 · Amount on File |
| Deed Document Number | 19981407 |
| Deed Book / Page | 634 / 88 |
| Last Transfer Date | Jun 30, 2026 |
| Transfer Doc | 4809000014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jul 1, 2026 |
| Property Address | 604 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Number | 4809000014 |
| Book / Page | 4809 / 14 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 604 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 604 OLD POINT RD, CHESTER, MD 21619-2334 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0028320295 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 2832/295 |
| Instrument | 2832-295 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 604 Old Point Rd was $5,169 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,200 (+4.74%) Land $228,000 Building $341,200 | $569,200 (-) Land $228,000 Building $341,200 | |
| 2025 | $5,169.00 Homeowner's exemption | $543,433 | $569,200 Land $228,000 Building $341,200 |
| 2023 | $4,633.00 Homeowner's exemption | $491,900 Land $232,500 Building $259,400 | $491,900 Land $232,500 Building $259,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Old Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Old Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
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