Queen Anne's County property record for 602 Old Point Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,611 sqft · built 1985 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Dec 2019) |
| Tax Bill | $7,690 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-073169 |
| Primary APN | 04-073169 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,611 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 871 sqft |
| Patio Area | 1,366 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 073169 |
|---|---|
| Street Address | 602 OLD POINT RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 9 1.4 ACRES COX CREEK ACRES |
| Legal Subdivision | ACRES COX CREEK |
| Legal Lot Number | 9 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 811000 |
602 Old Point Rd is owned and occupied by two individuals who acquired it in March 2021.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 OLD POINT RD, CHESTER, MD 21619-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN TURST MORTGAGE LLC |
| Dec 17, 2019 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Nov 6, 2014 · Amount on File |
| Deed Book / Page | 3224 / 166 |
| Last Transfer Date | Mar 8, 2021 |
| Transfer Doc | 0036420157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Mar 17, 2021 |
| Property Address | 602 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Number | 0036420157 |
| Book / Page | 3642 / 157 |
| Map Reference | MB CWC2 FO 25 |
| Instrument Date | Mar 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 602 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Number | 0003642161 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 3642/161 |
| Name | SOUTHERN TURST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Dec 17, 2019 |
| Property Address | 602 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Number | 0032240166 |
| Book / Page | 3224 / 166 |
| Map Reference | MB CWC2 FO 25 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 602 OLD POINT RD, CHESTER, MD 21619-2334 |
| Document Number | 0003224172 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 3224/172 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.37% |
The 2025 property tax bill for 602 Old Point Rd was $7,690.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $858,800 (+6.02%) Land $229,000 Building $629,800 | $858,800 (-) Land $229,000 Building $629,800 | |
| 2025 | $7,690.00 | $810,033 | $858,800 Land $229,000 Building $629,800 |
| 2023 | $6,711.00 | $712,500 Land $235,000 Building $477,500 | $712,500 Land $235,000 Building $477,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 Old Point Rd in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 602 Old Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
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