604 Oak Crest Dr, Chapel Hill, NC 27516 Property Records

Orange County property record for 604 Oak Crest Dr, Chapel Hill, NC 27516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,716 sqft · built 1992
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Mar 2019)
Tax Bill	$7,200 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9776-09-5623`

Property Details

APN / Parcel Number

Primary APN	`9776-09-5623`
Alternative APN	`264659`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,716 sqft Living Area
Gross Area	5,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Shingle
Lot Area	136,343 sqft (3.13 acres)
Garage Type	Attached
Garage Area	735 sqft
Porch	Porch
Porch Area	152 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	604 OAK CREST DR
City	CHAPEL HILL
State	NC
Zip	27516-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	11 SHEET 2 OAK CREST P52/154
Legal Subdivision	OAK CREST
Legal Unit	11
Jurisdiction	ORANGE NC
Township / Civil Division	CHAPEL HILL
Census Block Group	1
Census Block	1007
Census Tract	10710

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 8, 2019	Warranty Deed, Transfer NAVY FCU
Jan 15, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Apr 16, 2003 · Amount on Record
Deed Document Number	201940660
Deed Book / Page	6586 / 396
Last Transfer Date	Mar 13, 2025
Transfer Doc	0068712148
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67091368
Date	Mar 5, 2021
Book Page	6709/1368
Instrument	30042243

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6246483
Date	Jan 6, 2017
Book Page	6246/483
Instrument	20170106000002870

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Document Number	6650836
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 OAK CREST DR CHAPEL HILL NC 275169639, CHAPEL HILL, NC 27516-9639

Mortgage

Document Number	6650836
Date	Mar 20, 2020
Book Page	006650/000836
Instrument	30017962

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Mar 8, 2019
Property Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Document Number	6586396
Book / Page	006586 / 000396
Instrument Date	Feb 26, 2019
Instrument	40660
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 OAK CREST DR CHAPEL HILL NC 275169639, CHAPEL HILL, NC 27516-9639

Mortgage

Document Number	6586398
Date	Mar 8, 2019
Book Page	006586/000398
Instrument	40670

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NC
Recording Date	Jan 15, 2019
Property Address	604 OAK CREST DR, CHAPEL HILL, NC 27516-9639
Document Number	6566361
Book / Page	006566 / 000361
Instrument Date	Dec 21, 2018
Instrument	8110
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$588.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOVER DR OAK BROOK IL 605232326, OAK BROOK, IL 60523-2326

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Chapel Hill-Carrboro Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,200.00 (+6.15%)	$748,200 (-) Land $196,800 Building $551,400	$748,200 (-) Land $196,800 Building $551,400
2025	$6,783.00 (+6.4%)	$748,200 (+39.38%) Land $196,800 Building $551,400	$748,200 (+39.38%) Land $196,800 Building $551,400
2023	$6,375.00	$536,800 Land $100,000 Building $436,800	$536,800 Land $100,000 Building $436,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

604 Oak Crest Dr, Chapel Hill, NC 27516 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Crest Dr

Nearby Streets

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