Orange County property record for 548 Oak Crest Dr, Chapel Hill, NC 27516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,947 sqft · built 1991 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,500 (Dec 2000) |
| Tax Bill | $6,325 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9776-18-2960 |
| Primary APN | 9776-18-2960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,947 sqft Living Area |
| Gross Area | 6,521 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 334 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 548 OAK CREST DR |
|---|---|
| City | CHAPEL HILL |
| State | NC |
| Zip | 27516-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | #5 SHEET 2 OAK CREST P52/154 |
| Legal Subdivision | OAK CREST |
| Legal Unit | 5 |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10710 |
Source: Orange County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 548 OAK CREST DR, CHAPEL HILL, NC 27516-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2000 · Amount on Record |
| Deed Sale | Dec 4, 2000 · Amount on Record |
| Deed Book / Page | 2167 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 548 OAK CREST DR, CHAPEL HILL, NC 27516-9637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069071917 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 6907/1917 |
| Instrument | 30130453 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 548 OAK CREST DR, CHAPEL HILL, NC 27516-9637 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 67441638 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6744/1638 |
| Instrument | 30056835 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2036 |
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,325.00 (+6.14%) | $655,400 (-) Land $174,400 Building $481,000 | $655,400 (-) Land $174,400 Building $481,000 |
| 2025 | $5,959.00 (+4.18%) | $655,400 (+36.43%) Land $174,400 Building $481,000 | $655,400 (+36.43%) Land $174,400 Building $481,000 |
| 2023 | $5,720.00 | $480,400 Land $100,000 Building $380,400 | $480,400 Land $100,000 Building $380,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2018–2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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