604 N Union St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 604 N Union St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,778 sqft · built 2013
Lot Size	1.43 acres (62,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,500 (Mar 2013)
Tax Bill	$6,029 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP1614171609004`

Property Details

APN / Parcel Number

Primary APN	`RIP1614171609004`
Alternative APN	`RIP-16-14-17-16-090-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,362 sqft
Finished Basement	416 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	62,334 sqft (1.43 acres)
Lot Dimensions	22 ft deep x 25.1 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	252 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	604 N UNION ST
City	RIPON
State	WI
Zip	54971-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9
Legal Description	S17 T16N R14E NEWTON'S RESURVEY LOT 2 CSM #6380-43-79 LOC IN LOTS 2 & 9 OF E 1/2 SE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	17
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1028
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 N UNION ST, RIPON, WI 54971-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTIFI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2013 · Amount on Record
Deed Sale	Mar 12, 2013 · Amount on Record
Deed Document Number	20131018456
Last Transfer Date	Oct 31, 2016
Transfer Doc	0001076304
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 N UNION ST, RIPON, WI 54971-1659
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N UNION ST, RIPON, WI 54971-1659

Mortgage

Document Number	0001167015
Date	Mar 3, 2022
Instrument	1167015

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 N UNION ST, RIPON, WI 54971-1659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1104483
Date	Sep 21, 2018
Instrument	1104483

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2023

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 N UNION ST, RIPON, WI 54971-1659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1136490
Date	Sep 10, 2020
Instrument	1136490

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 N UNION ST, RIPON, WI 54971-1659
Transaction Type	Mortgage
Record Updated	Apr 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1126172
Date	Mar 2, 2020
Instrument	1126172

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,029.00 (+43.17%)	$254,600 (+27.56%) Land $33,000 Building $221,600	$392,681 (+67.46%) Land $50,897 Building $341,784
2023	$4,211.00 Homeowner's exemption	$199,600 Land $33,000 Building $166,600	$234,492 Land $38,769 Building $195,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bertram Communications, Verizon.

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