578 N Union St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 578 N Union St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Aug 2019)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-17-16-080-12`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-17-16-080-12`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	15 ft deep x 10 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	578 N UNION ST
City	RIPON
State	WI
Zip	54971-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9
Legal Description	S17 T16N R14E NEWTON'S RESURVEY PT OF LOT 8 COM AT A PT ON E LI 150' S OF NE COR TH CON'T S 100' W 150' N 100' E 150' TO BEG
Legal Range	14E
Legal Township	16N
Legal Section	17
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	8
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1013
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	578 N UNION ST, RIPON, WI 54971-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
Aug 21, 2019	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2019	Affidavit of Death of Joint Tenant, Transfer
Oct 18, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20191117309
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	578 N UNION ST, RIPON, WI 54971-9262
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N UNION ST, RIPON, WI 54971-9262

Mortgage

Document Number	0001214902
Date	Oct 15, 2025
Instrument	1214902

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 21, 2019
Property Address	578 N UNION ST, RIPON, WI 54971-9262
Document Number	0001117309
Instrument Date	Aug 16, 2019
Instrument	1117309
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N UNION ST, RIPON, WI 54971-9262

Mortgage

Document Number	0001117310
Date	Aug 21, 2019
Instrument	1117310

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jan 28, 2019
Property Address	578 N UNION ST, RIPON, WI 54971-9262
Document Number	0001109058
Instrument Date	Jan 23, 2019
Instrument	1109058
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$99.90
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

January 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FOND DU LAC WI
Recording Date	Jan 10, 2019
Property Address	578 N UNION ST, RIPON, WI 54971-9262
Document Number	0001108543
Instrument Date	Dec 20, 2018
Instrument	1108543
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N UNION ST, RIPON, WI 54971-9262

October 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 18, 2018
Property Address	578 N UNION ST, RIPON, WI 54971-9262
Document Number	0001105611
Instrument Date	Oct 15, 2018
Instrument	1105611
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00 (+8.73%)	$102,200 (-) Land $24,000 Building $78,200	$157,627 (+31.28%) Land $37,016 Building $120,611
2023	$2,257.00	$102,200 Land $24,000 Building $78,200	$120,065 Land $28,195 Building $91,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bertram Communications, Verizon.

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