Will County property record for 604 N Reef Rd, Lockport, IL 60441
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,428 sqft · built 1995 |
| Lot Size | 0.16 acres (6,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Dec 1995) |
| Tax Bill | $8,625 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-04-13-412-008 |
| Primary APN | 11-04-13-412-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 6,760 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 94 sqft |
| Cooling System | Central |
|---|
| Street Address | 604 N REEF RD |
|---|---|
| City | LOCKPORT |
| State | IL |
| Zip | 60441-3369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 IN THE WOODLANDS UNIT 1, BEING A SUB OF PRT OF THE SE1/4 OF SEC 13, T36N-R10E. (EX THEREFROM THT PRT DAF: BEG AT THE N |
| Legal Range | 10E |
| Legal Township | 36N |
| Legal Section | 13 |
| Legal Subdivision | WOODLANDS UNIT ONE |
| Legal Lot Number | 26 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 880502 |
604 N Reef Rd is owned and occupied by an individual who bought it in December 1995.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 N REEF RD, LOCKPORT, IL 60441-3369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1995 · Amount on File |
| Deed Sale | Dec 28, 1995 · Amount on File |
| Deed Document Number | 1995100824 |
| Prior Transfer Date | Dec 15, 1995 |
| Prior Transfer Doc | 0000100824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 604 N REEF RD, LOCKPORT, IL 60441-3369 |
| Document Number | 0000001181 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 N REEF RD LOCKPORT IL 604413369, LOCKPORT, IL 60441-3369 |
| Document Number | 0000001181 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 1181 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 604 N Reef Rd was $8,625.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Lockport Township |
| Municipality | Lockport City |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
| Elementary School District | Will County School District 92 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,625.00 | $113,440 (+7.2%) Land $22,286 Building $91,154 | $340,320 (+7.2%) Land $66,858 Building $273,462 |
| 2024 | $105,821 Land $20,789 Building $85,032 | $317,463 Land $62,367 Building $255,096 | |
| 2022 | $7,409.00 Homeowner's exemption | $89,494 Land $17,581 Building $71,913 | $268,482 Land $52,743 Building $215,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 N Reef Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 N Reef Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT serves 23,100 people · EPA ID IL1970500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 40 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Bertram Communications, Verizon.
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