520 N Reef Rd, Lockport, IL 60441 Property Records

Will County property record for 520 N Reef Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (5,901 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jul 2021)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-13-413-031`

Property Details

APN / Parcel Number

Primary APN	`11-04-13-413-031`

Exterior

Lot Area	5,901 sqft (0.14 acres)

Location & Zoning

Street Address	520 N REEF RD
City	LOCKPORT
State	IL
Zip	60441-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 THAT PRT OF LOT 53, IN THE WOODLANDS UNIT ONE, A SUB OF PRT OF THE SE1/4 OF SEC 13, T36N-R10E OF THE THIRD PRINCIPAL M
Legal Range	10E
Legal Township	36N
Legal Section	13
Legal Subdivision	THE WOODLANDS
Legal Lot Number	53
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3002
Census Tract	880502

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 N REEF RD, LOCKPORT, IL 60441-3367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Jan 26, 2023	Intrafamily Transfer, Transfer
Jul 7, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	202173875
Last Transfer Date	Jan 26, 2023
Transfer Doc	0000004384
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Nov 8, 2022
Property Address	520 N REEF RD, LOCKPORT, IL 60441-3367
Document Number	0000080221
Map Reference	DOC R94-28441
Instrument Date	Nov 1, 2022
Instrument	R2022080221
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N KEEF RD, LOCKPORT, IL 60441

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 26, 2023
Property Address	520 N REEF RD, LOCKPORT, IL 60441-3367
Document Number	0000004384
Map Reference	DOC R94-2841
Instrument Date	Oct 28, 2022
Instrument	R2023004384
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N REEF RD, LOCKPORT, IL 60441-3367

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jul 7, 2021
Property Address	520 N REEF RD, LOCKPORT, IL 60441-3367
Document Number	0000073875
Instrument Date	Jun 25, 2021
Instrument	R2021073875
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N REEF RD, LOCKPORT, IL 60441-3367

Mortgage

Document Number	0000073876
Date	Jul 7, 2021
Instrument	R2021073876

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,095.00 (+16.39%)	$106,961 (+7.2%) Land $22,286 Building $84,675	$320,883 (+7.2%) Land $66,858 Building $254,025
2024		$99,777 (+18.24%) Land $20,789 Building $78,988	$299,331 (+18.24%) Land $62,367 Building $236,964
2022	$6,955.00 Homeowner's exemption	$84,383 Land $17,581 Building $66,802	$253,149 Land $52,743 Building $200,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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