604 N Main St, Benld, IL 62009 Property Records

Macoupin County property record for 604 N Main St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.292 acres (12,740 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2020)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2018 Sale
APN	`20-31-131-002`

Property Details

APN / Parcel Number

Primary APN	`20-31-131-002`
Alternative APN	`03-001-085-00`

Exterior

Lot Area	12,740 sqft (0.292 acres)
Lot Dimensions	140 ft deep x 91 ft wide

Location & Zoning

Street Address	604 N MAIN ST
City	BENLD
State	IL
Zip	62009-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & N 41' LOT 7 BLK 8 O P BENLD 91 X 140 20-31-131-002
Legal Block	8
Legal Lot Number	6-7
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4016
Census Tract	957000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 N MAIN ST, BENLD, IL 62009-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 23, 2018	Warranty Deed, Transfer COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	2020585986
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 9, 2020
Property Address	604 N MAIN ST, BENLD, IL 62009-1135
Document Number	585986
Instrument Date	Oct 9, 2020
Instrument	585986
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 W WING ST, 148, BEMENT, IL 61813-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SCHOOL ST STE 200, 200, WILLIAMSTON, MI 48895-1341

Mortgage

Document Number	585987
Date	Oct 9, 2020
Instrument	585987

Lender

Name	TOP FLITE FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 23, 2018
Property Address	604 N MAIN ST, BENLD, IL 62009-1135
Document Number	569761
Instrument Date	Jul 16, 2018
Instrument	569761
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N MAIN ST, BENLD, IL 62009-1135

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (+6.03%)	$28,149 (+7%) Land $2,012 Building $26,137	$84,447 (+7%) Land $6,036 Building $78,411
2024	$1,294.00 (+9.29%)	$26,307 (+15.56%) Land $1,880 Building $24,427	$78,921 (+15.56%) Land $5,640 Building $73,281
2022	$1,184.00 Homeowner's exemption	$22,765 Land $1,627 Building $21,138	$68,295 Land $4,881 Building $63,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Madison Communications Cable	1,000 / 150

May also be available: Nextlink, Verizon.

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