601 N Main St, Benld, IL 62009 Property Records

Macoupin County property record for 601 N Main St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,180 (Mar 2023)
Tax Bill	$705 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
APN	`20-31-128-011`

Property Details

APN / Parcel Number

Primary APN	`20-31-128-011`
Alternative APN	`03-001-074-00`

Exterior

Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	601 N MAIN ST
City	BENLD
State	IL
Zip	62009-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 7 O P BENLD 50 X 140 20-31-128-011
Legal Subdivision	ORIGINAL PLAT OF THE TOWN NOW
Legal Block	7
Legal Lot Number	6
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4017
Census Tract	957000

Owner

Source: Macoupin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 N MAIN ST, BENLD, IL 62009-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Feb 17, 2000 · Amount on Record
Deed Document Number	2023604288
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 21, 2023
Property Address	601 N MAIN ST, BENLD, IL 62009-1134
Document Number	0000604288
Instrument Date	Mar 20, 2023
Instrument	604288
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 N MAIN ST, BENLD, IL 62009-1134
Investor	Possibly a Property Investor

Mortgage

Document Number	0000604289
Date	Mar 21, 2023
Instrument	604289

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000604290
Date	Mar 21, 2023
Instrument	604290

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$705.00 (+7.96%)	$17,387 (+7%) Land $1,228 Building $16,159	$52,161 (+7%) Land $3,684 Building $48,477
2024	$653.00 (+14.76%)	$16,250 (+15.57%) Land $1,148 Building $15,102	$48,750 (+15.57%) Land $3,444 Building $45,306
2022	$569.00 Homeowner's exemption	$14,061 Land $993 Building $13,068	$42,183 Land $2,979 Building $39,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Madison Communications Cable	1,000 / 150

May also be available: Nextlink, Verizon.

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