604 N Division St, Lavaca, AR 72941 Property Records

Sebastian County property record for 604 N Division St, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,462 sqft
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2026)
Tax Bill	$1,800 (2026)
Deeds & Mortgages	Jan 2026 Sale Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69038-0006-00002-00`

Property Details

APN / Parcel Number

Primary APN	`69038-0006-00002-00`
Alternative APN	`72904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,462 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72904
Street Address	604 N DIVISION ST
City	LAVACA
State	AR
Zip	72941-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 4-6 BLK 2
Legal Range	30
Legal Township	08
Legal Section	27
Legal Subdivision	MADDUX-LAVACA
Legal Block	2
Legal Lot Number	4-6
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2029
Census Tract	10101

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 N DIVISION ST, LAVACA, AR 72941-3770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer UNKNOWN, HOPKINS TITLE & ESCROW
Jan 23, 2024	Warranty Deed, Transfer · USDA Mortgage FIRSTAR BANK NA
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jan 23, 2024 · Amount on Record
Deed Document Number	20261853
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 29, 2026
Property Address	604 N DIVISION ST, LAVACA, AR 72941-3770
Document Number	0202601853
Instrument Date	Jan 29, 2026
Instrument	2026-01853
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, HOPKINS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2702 SIDNEY DRA, SILOAM SPRINGS, AR 72761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N DIVISION ST, LAVACA, AR 72941-3770

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 23, 2024
Property Address	604 N DIVISION ST, LAVACA, AR 72941-3770
Document Number	2024G01069
Instrument Date	Jan 19, 2024
Instrument	2024G-01069
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5820 S HIGHWAY 215, CHARLESTON, AR 72933-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N DIVISION ST, LAVACA, AR 72941-3770

Mortgage

Document Number	2024G01070
Date	Jan 23, 2024
Instrument	2024G-01070

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 4, 2020
Property Address	604 N DIVISION ST, LAVACA, AR 72941-3770
Document Number	2020G21082
Instrument Date	Sep 4, 2020
Instrument	2020G-21082
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	WESTERN ARKANSAS TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 ESTESVILLE RD, LONGVIEW, TX 75602-7258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N DIVISION ST, LAVACA, AR 72941-3770

Mortgage

Document Number	2020G21083
Date	Sep 4, 2020
Instrument	2020G-21083

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	2020G21084
Date	Sep 4, 2020
Instrument	2020G-21084

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72201

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,800.00	$32,502 (-) Land $4,000 Building $28,502	$162,510 (-) Land $20,000 Building $142,510
2025	$1,800.00 (+246.82%)	$32,502 (+90.63%) Land $4,000 Building $28,502	$162,510 (+90.63%) Land $20,000 Building $142,510
2023	$519.00 Homeowner's exemption	$17,050 Land $2,400 Building $14,650	$85,250 Land $12,000 Building $73,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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