500 N Division St, Lavaca, AR 72941 Property Records

Sebastian County property record for 500 N Division St, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,253 sqft
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Aug 2021)
Tax Bill	$798 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69038-0012-00001-00`

Property Details

APN / Parcel Number

Primary APN	`69038-0012-00001-00`
Alternative APN	`72923`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	16,335 sqft (0.375 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72923
Street Address	500 N DIVISION ST
City	LAVACA
State	AR
Zip	72941-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 LT 8 & LTS 9-12
Legal Range	30
Legal Township	08
Legal Section	27
Legal Subdivision	MADDUX-LAVACA
Legal Block	1
Legal Lot Number	8-12
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	10101

Owner

500 N Division St is owned and occupied by two individuals who bought it in August 2021.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 N DIVISION ST, LAVACA, AR 72941-3755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Deed Document Number	202121711
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	500 N DIVISION ST, LAVACA, AR 72941-3755
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N DIVISION ST, LAVACA, AR 72941-3755

Mortgage

Document Number	0202603644
Date	Feb 20, 2026
Instrument	2026-03644

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 24, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Aug 20, 2021
Property Address	500 N DIVISION ST, LAVACA, AR 72941-3755
Document Number	2021G21711
Instrument Date	Aug 18, 2021
Instrument	2021G-21711
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE AND CLOSING INC, LAND TITLE & CLOSING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 NANCY LN, LAVACA, AR 72941-2734

Mortgage

Document Number	2021G21712
Date	Aug 20, 2021
Instrument	2021G-21712

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	500 N DIVISION ST, LAVACA, AR 72941-3755
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017G-28079
Date	Dec 29, 2017
Instrument	2017G-28079

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	VAN BUREN, AR 72957

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 500 N Division St was $798 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$798.00 Homeowner's exemption	$22,611 (-) Land $4,000 Building $18,611	$113,055 (-) Land $20,000 Building $93,055
2025	$798.00 Homeowner's exemption	$22,611 Land $4,000 Building $18,611	$113,055 Land $20,000 Building $93,055
2023	$335.00 Homeowner's exemption	$13,730 Land $2,400 Building $11,330	$68,650 Land $12,000 Building $56,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 N Division St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 N Division St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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