Osceola County property record for 516 Missouri Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,838 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $204,000 (2018) |
| Tax Bill | $2,886.00 (2025) |
| Primary APN | 76668 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,838 sqft Heated Area |
| Gross Area | 2,250 sqft Gross Area |
| 1st Floor | 1,230 sqft 1st Floor |
| Upper Floors | 608 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Pool Area | 420 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Deck Area | 540 sqft Deck |
| Porch | Open Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 76668 |
|---|---|
| Street Address | 516 MISSOURI AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2751 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 33/34 BLK 19 LOTS 9 & 10 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 19 |
| Legal Lot Number | 2,9-10 10 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 43400 |
Source: Osceola County records · APN 76668
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 MISSOURI AVE, SAINT CLOUD, FL 34769-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) VANDERBILT MORTGAGE & FINANCE INC |
| Mar 02, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MLB RESID'L LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2018 · Amount on Record |
| Deed Sale | Mar 02, 2018 · Amount on Record |
| Prior Sale | Mar 30, 2015 · Amount on Record |
| Deed Doc Number | 2018036170 |
| Deed Book / Page | 5295 / 1418 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 516 MISSOURI AVE, SAINT CLOUD, FL 34769-2751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 516 MISSOURI AVE, SAINT CLOUD, FL 34769-2751 |
| Document Number | 0060332779 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 6033/2779 |
| Instrument | 2021135377 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 516 MISSOURI AVE, SAINT CLOUD, FL 34769-2751 |
| Document Number | 0055631279 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 516 MISSOURI AVE ST CLOUD FL 347692751, ST CLOUD, FL 34769-2751 |
| Document Number | 0055631279 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 005563/001279 |
| Instrument | 96883 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2018 |
| Property Address | 516 MISSOURI AVE, SAINT CLOUD, FL 34769-2751 |
| Document Number | 0052951418 |
| Book / Page | 005295 / 001418 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 36170 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 MISSOURI AVE ST CLOUD FL 347692751, ST CLOUD, FL 34769-2751 |
| Document Number | 52951421 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 005295/001421 |
| Instrument | 36171 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,886.00 (+6.53%) Homeowner's exemption | $204,114 (+5.99%) | $347,400 (+9.83%) Land $46,800 Building $300,600 |
| 2023 | $2,709.00 (+3.79%) Homeowner's exemption | $192,585 (+3%) | $316,300 (+11.06%) Land $42,500 Building $273,800 |
| 2022 | $2,610.00 Homeowner's exemption | $186,976 | $284,800 Land $35,100 Building $249,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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