Fayette County property record for 604 Mill Ave, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 974 sqft · built 1900 |
| Lot Size | 0.378 acres (16,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,500 (Nov 2023) |
| Tax Bill | $1,226 (2026) |
| Deeds & Mortgages | Apr 2007 Second Mortgage Nov 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814354004 |
| Primary APN | 0814354004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 480 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,470 sqft (0.378 acres) |
| Lot Dimensions | 183 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 70 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 604 MILL AVE |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 1 LUTRA & COM SW COR OF INTERS. MILL AVE & OTTER ST TH W 73' S 83' E 86' N 83' TO BEG |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 MILL AVE, ELGIN, IA 52141-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND CU |
| Nov 15, 2023 | Warranty Deed, Transfer · Line of Credit FREEDOMBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Mar 1, 2012 · Amount on Record |
| Deed Document Number | 20233009 |
| Deed Book / Page | 2023 / 3009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 604 MILL AVE, ELGIN, IA 52141-9307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02007/1172 |
|---|---|
| Date | Apr 18, 2007 |
| Book Page | 2007/1172 |
| Instrument | 2007 1172 |
| Name | HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 221 Months |
| Due | Sep 4, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Nov 15, 2023 |
| Property Address | 604 MILL AVE, ELGIN, IA 52141-9307 |
| Document Number | 02023/3009 |
| Book / Page | 2023 / 3009 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023 3009 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 MILL AVE, ELGIN, IA 52141-9307 |
| Document Number | 0020233083 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023 3083 |
| Name | FREEDOMBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2028 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,226.00 | $82,760 (-) Land $11,880 Building $70,880 | $82,760 (-) Land $11,880 Building $70,880 |
| 2025 | $1,226.00 (+8.69%) | $82,760 (+21.12%) Land $11,880 Building $70,880 | $82,760 (+21.12%) Land $11,880 Building $70,880 |
| 2024 | $1,128.00 (+31.47%) | ||
| 2023 | $68,330 (+25.72%) Land $11,880 Building $56,450 | $68,330 (+25.72%) Land $11,880 Building $56,450 | |
| 2022 | $858.00 Homeowner's exemption | $54,350 Land $9,900 Building $44,450 | |
| 2021 | $54,350 Land $9,900 Building $44,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures