414 Mill Ave, Elgin, IA 52141 Property Records

Fayette County property record for 414 Mill Ave, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,568 sqft · built 1880
Lot Size	0.579 acres (25,232 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Jan 2012)
Tax Bill	$1,758 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0814302026`

Property Details

APN / Parcel Number

Primary APN	`0814302026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,232 sqft (0.579 acres)
Lot Dimensions	152 ft deep x 166 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	414 MILL AVE
City	ELGIN
State	IA
Zip	52141-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 IN NW SW EX PCL W NW SW, SURV. BK 6 PGS 18-19
Legal Subdivision	CONNERS ADDITION TOLUTRA NOW ELGIN
Legal Lot Number	2
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3049
Census Tract	80600

Owner

414 Mill Ave is owned and occupied by two individuals who bought it in January 2012.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 MILL AVE, ELGIN, IA 52141-9306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2012 · Amount on File
Deed Sale	Jan 23, 2012 · Amount on File
Deed Document Number	2012219
Deed Book / Page	2012 / 219
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	414 MILL AVE, ELGIN, IA 52141-9306
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/278
Date	Jan 31, 2023
Book Page	2023/278
Instrument	2023-278

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 414 Mill Ave was $1,758 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,758.00	$129,610 (-) Land $16,570 Building $113,040	$129,610 (-) Land $16,570 Building $113,040
2025	$1,758.00 (+7.99%) Homeowner's exemption	$129,610 Land $16,570 Building $113,040	$129,610 Land $16,570 Building $113,040
2024	$1,628.00
2023		$114,940 (+25.73%) Land $16,570 Building $98,370	$114,940 Land $16,570 Building $98,370
2022	$1,682.00 Homeowner's exemption	$91,420 Land $13,810 Building $77,610
2021			$91,420 Land $13,810 Building $77,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Mill Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Mill Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

May also be available: Acentek.

Cell Coverage

5G and 4G LTE (outdoors only)

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