604 Mel Ct, Westminster, MD 21158 Property Records

Carroll County property record for 604 Mel Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,124 sqft · built 2021
Lot Size	2.65 acres (115,739 sqft)
Owner	2 Individuals on Record
Last Sale	$849,000 (Dec 2021)
Tax Bill	$7,927 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-133308`

Property Details

APN / Parcel Number

Primary APN	`07-133308`
Alternative APNs	`7133308` `133308`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,124 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	115,739 sqft (2.65 acres)
Garage Type	Mixed
Garage Area	1,248 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	133308
Street Address	604 MEL CT
City	WESTMINSTER
State	MD
Zip	21158-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 18 - 2.6569 ACS 604 MEL CT 53-2/3 JACOBS RIDGE 3
Legal Subdivision	JACOBS RDG 3
Legal Lot Number	18
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507500

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	604 MEL CT, WESTMINSTER, MD 21158-3056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Dec 9, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 9, 2020	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Book / Page	10592 / 20
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0076260142
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	604 MEL CT, WESTMINSTER, MD 21158-3056
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107890477
Date	Jun 1, 2022
Book Page	10789/477

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 9, 2021
Property Address	604 MEL CT, WESTMINSTER, MD 21158-3056
Document Number	0105920020
Book / Page	10592 / 20
Map Reference	MB DBS 53 PG 2
Instrument Date	Sep 30, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059225
Date	Dec 9, 2021
Instrument	10592/25

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 9, 2020
Property Address	604 MEL CT, WESTMINSTER, MD 21158-3056
Document Number	0097100214
Book / Page	009710 / 000214
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15330 LEONDINA DR GLENWOOD MD 217389661, GLENWOOD, MD 21738-9661

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,300 (+8.65%) Land $176,500 Building $586,800	$763,300 (-) Land $176,500 Building $586,800
2025	$7,927.00 (+20.76%)	$702,500 (+20.93%)	$763,300 (+31.4%) Land $176,500 Building $586,800
2023	$6,564.00	$580,900 Land $176,500 Building $404,400	$580,900 Land $176,500 Building $404,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone, Ting.

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