600 Mel Ct, Westminster, MD 21158 Property Records

Carroll County property record for 600 Mel Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,466 sqft · built 2018
Lot Size	3.25 acres (141,962 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Mar 2018)
Tax Bill	$6,508 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-430849`

Property Details

APN / Parcel Number

Primary APN	`07-430849`
Alternative APN	`430849`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,466 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	141,962 sqft (3.25 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	430849
Street Address	600 MEL CT
City	WESTMINSTER
State	MD
Zip	21158-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 15 - 3.2585 ACS 600 MEL CT 52-277/281 JACOBS RIDGE 2
Legal Subdivision	JACOBS RIDGE 2
Legal Lot Number	15
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507500

Owner

600 Mel Ct is owner-occupied and held in a trust since August 2024.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	600 MEL CT, WESTMINSTER, MD 21158-3056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jul 31, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Mar 27, 2018	Deed, Transfer · ARM FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	May 21, 2015 · Amount on File
Deed Book / Page	8972 / 166
Last Transfer Date	Aug 26, 2024
Transfer Doc	0113220427
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	600 MEL CT, WESTMINSTER, MD 21158-3056
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110920199
Date	Aug 11, 2023
Book Page	11092/199

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	600 MEL CT, WESTMINSTER, MD 21158-3056
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095070092
Date	Dec 12, 2019
Book Page	9507/0092

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	600 MEL CT, WESTMINSTER, MD 21158-3056
Document Number	0098420483
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ORCHARD STREET SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 MEL CT WESTMINSTER MD 211583056, WESTMINSTER, MD 21158-3056

Mortgage

Document Number	0098420483
Date	Sep 10, 2020
Book Page	009842/000483

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 27, 2018
Property Address	600 MEL CT, WESTMINSTER, MD 21158-3056
Document Number	0089720166
Book / Page	8972 / 0166
Map Reference	MB52 FO277-281
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	568 OLD BACHMANS VALLEY RD, WESTMINSTER, MD 21157-3314

Mortgage

Document Number	0008972171
Date	Mar 27, 2018
Instrument	8972/171

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 600 Mel Ct was $6,508 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,508.00 (+5.32%) Homeowner's exemption	$642,600 (+8.54%) Land $181,200 Building $461,400	$642,600 (-) Land $181,200 Building $461,400
2025	$6,179.00 Homeowner's exemption	$592,067	$642,600 Land $181,200 Building $461,400
2023	$5,548.00 (+2.61%) Homeowner's exemption	$491,000 (+2.6%) Land $181,200 Building $309,800	$491,000 (-) Land $181,200 Building $309,800
2022	$5,407.00 Homeowner's exemption	$478,567	$491,000 Land $181,200 Building $309,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Mel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Mel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone, Ting.

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