Dorchester County property record for 604 Locust St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1940 |
| Lot Size | 0.146 acres (6,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Sep 2003) |
| Tax Bill | $1,931 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-146744 |
| Primary APN | 07-146744 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Attic | Attic |
| Attic Area | 476 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 6,369 sqft (0.146 acres) |
| Porch | Slab |
| Porch Area | 198 sqft |
| Deck Area | 304 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 146744 |
|---|---|
| Street Address | 604 LOCUST ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | LOT 6,369 SQ. FT. 604 LOCUST ST. CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
604 Locust St is owned by an individual who acquired it in July 2024.
Source: Dorchester County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1835 FOREST DR, B, ANNAPOLIS, MD 21401-4432 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2003 · Amount on File |
| Deed Sale | Sep 8, 2003 · Amount on File |
| Prior Sale | Mar 25, 2003 · Amount on File |
| Deed Document Number | 2003242 |
| Deed Book / Page | 540 / 797 |
| Last Transfer Date | Jul 22, 2024 |
| Transfer Doc | 0018970049 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 604 Locust St was $1,931, up 0.1% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,931.00 (+0.05%) | $103,367 (+0.55%) | $104,500 (+1.65%) Land $30,300 Building $74,200 |
| 2025 | $1,930.00 | $102,800 Land $30,300 Building $72,500 | $102,800 Land $30,300 Building $72,500 |
| 2023 | $1,723.00 | $93,267 | $102,800 Land $30,300 Building $72,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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