Dorchester County property record for 603 Locust St, Cambridge, MD 21613
| Property Type | Commercial |
|---|---|
| Lot Size | 0.084 acres (3,668 sqft) |
| Owner | Company Name on File |
| Last Sale | $575,000 (Jul 2006) |
| Tax Bill | $431 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-145888 |
| Primary APN | 07-145888 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,668 sqft (0.084 acres) |
|---|---|
| Lot Dimensions | 42 ft deep x 86 ft wide |
| Sewer | Connected |
|---|
| Account Number | 145888 |
|---|---|
| Street Address | 603 LOCUST ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | GC |
| Legal Description | LOT 3,668 SQ. FT. 603 LOCUST STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970400 |
603 Locust St, a commercial property, is owned by a company that bought it in July 2006.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 601 LOCUST ST, 407, CAMBRIDGE, MD 21613-1756 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2006 · Amount on File |
| Deed Sale | Jul 12, 2006 · Amount on File |
| Prior Sale | Dec 4, 2003 · Amount on File |
| Deed Document Number | 200660020 |
| Deed Book / Page | 744 / 99 |
| Transfer Doc | 0000000514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Aug 14, 2026 |
| Property Address | 603 LOCUST ST, CAMBRIDGE, MD 21613 |
| Document Number | 2033000460 |
| Book / Page | 2033 / 460 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | EASTERN TITLE, EASTERN SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 2033000460, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 2033/460 |
| Name | BURKE AND HERBERT BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 603 Locust St was $431, down 0.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431.00 (-0.23%) | $23,067 | $23,200 Land $18,300 Building $4,900 |
| 2025 | $432.00 | ||
| 2023 | $423.00 | $22,933 | $23,000 Land $18,300 Building $4,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 603 Locust St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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