Scott County property record for 604 Lloyd Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2,228 sqft · built 1985 |
| Lot Size | 1.11 acres (48,507 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-331.000 |
| Primary APN | 140-20-331.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,228 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 48,507 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 604 LLOYD CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD ARMSTRONG |
| Legal Subdivision | OLD ARMSTRONG |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40208 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 LLOYD CT, GEORGETOWN, KY 40324-1067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 604 LLOYD CT, GEORGETOWN, KY 40324-1067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0M1485/109 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | M1485/109 |
| Instrument | 410792 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 604 LLOYD CT, GEORGETOWN, KY 40324-1067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00M1733/81 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | M1733/81 |
| Instrument | 469724 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,600 (-) | $300,600 (-) | |
| 2025 | $2,240.00 (+14.58%) Homeowner's exemption | $300,600 (+14.73%) | $300,600 (+14.73%) |
| 2023 | $1,955.00 (-5%) Homeowner's exemption | $262,000 (+10.41%) Land $50,000 Building $212,000 | $262,000 (+10.41%) Land $50,000 Building $212,000 |
| 2022 | $2,058.00 | $237,300 Land $47,500 Building $189,800 | $237,300 Land $47,500 Building $189,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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